I am an independent, fee-only financial planner, solely compensated by you and without any hidden agendas or commissions. I don't have any minimum asset requirements because I believe in working with individuals who genuinely want my guidance, regardless of their financial situation.
I have dedicated the last 8 years of hard work to gather the best knowledge and skills to serve my clients. I am not done and continue to educate myself regularly by adding certifications, attending professional conferences, reading and researching daily.
I am here to be your go-to person whenever financial matters arise in your life. Whatever it is that concerns you, I want to be the one you can rely on for guidance. My role goes beyond just providing financial advice; I also want to be your cheerleader throughout life's journey, supporting you through all the challenges that come your way.
If you're looking for a financial planner who genuinely cares about you and is committed to your financial success, I encourage you to shoot me an email, give me a call, or click the "let's chat" button so we can have a one-on-one.
Yes! As explained above, I am. If you wish to learn more about what that means, you can read about fee-only advising here.
While it's possible to manage your finances yourself, it may not be the best use of your time and energy.
As a financial planner, I dedicate my full-time efforts to staying informed and up to date with the ever-changing financial landscape, so you don't have to.
It is also important to acknowledge that we often make less-than-optimal decisions when it comes to our own money. Emotions and biases can cloud our judgment, leading to illogical and potentially detrimental choices. Studies, such as the one conducted by DALBAR, demonstrate how investor behavior can result in lower returns compared to market benchmarks. During times of market volatility or uncertainty, I can provide the necessary perspective and keep you accountable to your long-term goals.
By delegating your financial management to a professional like myself, you can leverage my expertise, save time, reduce emotional biases, and gain the peace of mind that comes with having a dedicated partner in your financial journey.
I follow a fee-only structure, ensuring that my compensation comes solely from our clients. I don't accept commissions or kickbacks from any financial products or companies. This approach eliminates conflicts of interest and promotes transparency.
As fiduciary, I prioritize your best interests above everything else. When I make recommendations regarding products or investments, you can trust that I do so because I genuinely believe it serves your financial well-being, not because it benefits me financially.
My commitment to being fee-only and acting as fiduciary underscores my dedication to providing unbiased and objective advice. I strive to build a relationship based on trust, transparency, and putting your needs first.
At New Era Advisory, my philosophy is built on open communication, transparency, and honesty. I understand that it's impossible to consistently beat the market or predict the future, and I don't make unrealistic promises. If that is who/what you are looking for, I am not the right fit for you. Instead, I focus on providing realistic and objective financial guidance.
I value clients who are actively engaged in the financial planning process and are willing to invest their time and effort. This partnership requires mutual participation, open dialogue, and a commitment to working together towards your financial goals.
If, after careful consideration, I feel that my approach doesn't align with your expectations or if I determine that I may not be the best fit for your needs, I will happily assist you in finding a financial professional who better suits your requirements.
A financial plan is a comprehensive roadmap that outlines your current financial situation, sets goals for the future, and provides strategies to achieve those goals. It takes into account various aspects of your finances, such as income, expenses, assets, liabilities, investments, and insurance. A financial plan typically includes budgeting, saving strategies, investment recommendations, retirement planning, tax optimization, risk management, and estate planning. It serves as a guide to help you make informed financial decisions, track your progress, and work towards financial stability and success.
Absolutely not! One of the main reasons I started New Era Advisory was to assist individuals at different stages of life, regardless of their current savings. I am here to help you, whether you have a substantial amount of money saved up or not. The ability to cover the monthly fee or project-based fee is what matters, and as long as you can do that, we're good to go.